Your credit score will thank you
Build credit with the Extra Debit Card, starting now. No interest rates, no hidden fees, and no credit checks, ever. *
The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Loans provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determinatiaon of your credit score. Rewards points only available with rewards plan. Credit score increase claims are based on a study of Experian data for active Extra customers with good credit habits. Individual results may vary. To learn more, view the full study at extra.app/study.
A debit card that does the most (and more)
- Use your bank2
- Earn reward points1
- 24/7 White-glove Concierge Support
- No credit check, no hidden fees, and no interest rates, ever.
Good things come to those who are Extra
Members increased their credit score by an average of 48 points by regularly swiping with Extra and practicing good credit habits.3
Pull up. Swipe up. Glow up.
Most Extra cardholders are able to open 1-4 new credit cards in their first year of membership.3
Future you will be living the dream
Extra members were 2x more likely to open an auto loan and 3x more likely to open a mortgage than non-Extra members.3
Credit confidence thanks to a debit card.
Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy credit behaviors alone.3
Our Plans
Credit Building
Credit Building + Rewards
Debit that builds credit
Extra spend tracking app
Best-looking debit card ever
Earn reward points for every purchase
Credit Building
Credit Building + Rewards
Debit that builds credit
Extra spend tracking app
Best-looking debit card ever
Earn reward points for every purchase
Credit Building
Credit Building + Rewards
Debit that builds credit
Extra spend tracking app
Best-looking debit card ever
Earn reward points for every purchase
Credit Building
Credit Building + Rewards
Debit that builds credit
Extra spend tracking app
Best-looking debit card ever
Earn reward points for every purchase