Extra debit card

Hey, we’re Extra 👋

Extra is the first debit card that builds your credit and earns reward points.1,4

The Extra Difference

  • Build your credit1
  • Keep your bank account2
  • No interest or surprises
  • An amazing rewards store4

Our mission is to make credit building safe and more accessible for everyone.3
Join our community of over 200,000+ members who are building credit with debit.

Annual Membership
Now 25% Off
Starting at
$149 $200/year

No credit check required!

1Impact on your credit score may vary depending on your use. Extra is required to report both on time and late payments, which may negatively impact your score.
2In order to transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services.
3Applicants must be at least 18 years old and a citizen of the United States, or a permanent resident with a valid social security number (SSN) or ITIN.
4Pricing and rewards availability will vary depending on plan and term selected.

The Aligned Company d/b/a Extra is a technology company, not a bank. Banking services provided by and the Extra Mastercard Debit Card is issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Mastercard USA.