Hey, we’re Extra 👋

Extra is the first debit card that builds your credit and earns reward points.

The Extra Difference

Build your credit
Keep your bank account
No interest or surprises
An amazing rewards store

Our mission is to make credit building safe and more accessible for everyone.

I am at least 18 years old

I have accessed, reviewed, and consent to Extra's E-SIGN Act Disclosure and Consent

By clicking “Begin application” I agree to Extra’s Terms of Service & Privacy Policy in addition to Evolve Bank & Trust's Privacy Policy.

Starting at $20 per month

No credit check required!

[email protected]

Extra is a technology company. The Extra Debit Card is issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Mastercard USA. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Rewards points only available with rewards plan. Please refer to extra.app/policies for additional details.