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Popular
5
 min read

How Does Extra Work?

Extra is the first debit card that builds credit. We rounded up everything you need to know about how Extra works from debit card rewards to no interest fees!

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Credit Wizard
April 23, 2021
Categories
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Extra 101
Finance 101
Credit 101
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3
 min read

Debit Card Rewards Programs Exist — Here's What You Need to Know

**Breaking news** debit card rewards programs exist! The rumors are true, and we’re excited to spill the tea.

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Credit Wizard
December 27, 2021
All
Extra 101
4 ways to take control of your credit card debt
5
 min read

4 Ways to Take Control of Your Credit Card Debt

Don’t get us wrong, taking control of your debt can be challenging, but once achieved, it can be one of the most rewarding things you’ve ever done.

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Credit Wizard
December 24, 2021
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Credit 101
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4
 min read

The Pros and Cons of Debit and Credit Cards

Should you get a debit or credit card? A debate greater than team Jacob vs. team Edward.

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Credit Wizard
December 23, 2021
All
Finance 101
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6
 min read

What You Need To Know About Lines of Credit

Borrowing money is a big deal so you should always know what options are available to you and use them wisely.

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Credit Wizard
December 17, 2021
All
Credit 101
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4
 min read

5 Mistakes to Avoid When Building Your Credit

When trying to build your credit, you can come across some rocky terrain. Continue to be a responsible credit builder by avoiding these five mistakes:

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Credit Wizard
December 15, 2021
All
Credit 101
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3
 min read

10 Things All 20 Year Olds Should Know About Money

If you feel lost when it comes to money management, don’t worry, you’re not alone.

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Credit Wizard
November 24, 2021
All
Finance 101
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4
 min read

A Deep Dive Into Each Credit Score Range

While credit score ranges may be a completely new word in your vocabulary — don’t worry. We compiled the ultimate breakdown of each credit score range so you know exactly what your credit score means.

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Credit Wizard
November 22, 2021
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Credit 101
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4
 min read

Where to Begin When Cleaning Up Your Credit Score

Maybe you didn’t make some of the best financial decisions when you first got your credit card or auto loan, causing your credit score to take a pretty big hit. We’ve rounded up a to-do list for cleaning up that credit score!

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Credit Wizard
November 20, 2021
All
Credit 101
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3
 min read

How to Dispute Your Credit Report

Your credit report is a breakdown of your financial history put together by the three credit bureaus (Equifax, Experian, and TransUnion). Sometimes, there are errors made that you'll want to dispute.

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Credit Wizard
November 18, 2021
All
Credit 101
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4
 min read

A Cheat Sheet To Decode Your Credit Report

Learn what’s in your credit report, how to get your credit report, and why being able to decode your credit report is the first step to building up your credit!

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Credit Wizard
November 17, 2021
All
Credit 101
Person holding a credit card and phone.
4
 min read

How Is Credit Card Interest Actually Calculated?

Your credit card interest rate is the ultimate enemy of your financial goals! Knowing how credit card interest works can empower you to take back control. Let’s break this down. 

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Credit Wizard
November 15, 2021
All
Credit 101
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4
 min read

What to Expect from a Landlord Credit Check

Before a landlord agrees to rent an apartment to you, they want to make sure you’ll be able to pay your rent every month. The thought of this can be a bit overwhelming, but there are some things you can do to prepare for your prospective landlord’s credit check.

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Credit Wizard
November 11, 2021
All
Credit 101
Image of person holding their phone beside their credit card.
5
 min read

The Dangers of Credit Card Debt that Will Make You Stop Swiping

Credit card debt gets dangerous when it gets out of hand and it’s clear you’re living beyond your means with little to no plan of how to pay the credit card company back.

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Credit Wizard
October 24, 2021
All
Credit 101
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4
 min read

​​What’s the Minimum Credit Score for a Car Loan?

Upfront, we’re going to let you in on a secret, there actually isn’t a universal minimum credit score required for a car loan. But, your credit score can affect your loan terms and ability to get approved. 

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Credit Wizard
October 22, 2021
All
Finance 101
Credit 101
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3
 min read

Everything You Need to Know About Buying a House

Congratulations! You’re getting ready to buy your own home — that’s kind of a big deal.

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Credit Wizard
October 21, 2021
All
Credit 101
Finance 101
Person holding a debit card beside their laptop
4
 min read

Can You Build Credit With a Debit Card?

It used to be that one of the only ways to build credit when you had literally no credit history was to get a secured credit card. Over here? None of that nonsense.

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Credit Wizard
October 19, 2021
All
Credit 101
Extra 101
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4
 min read

What Your Credit Card Balance Actually Means

Credit cards can be great ways to pay for everyday purchases and a useful tool in your financial toolkit because they help you build credit. But, they can also be dangerous if you carry a balance you can’t pay off.

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Credit Wizard
October 19, 2021
All
Credit 101
image of person handing another person money
4
 min read

How To Stop Asking Your Parents For Money

One of the first times you feel that you’re actually “adulting” is when you can finally stop asking your parents for money. Keep reading for everything you need to know to become financially independent. 

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Credit Wizard
October 18, 2021
All
Finance 101
5
 min read

Breaking Down a Good Credit Score

For better or worse, your credit score is important. Everyone wants to have a good one, but everyone doesn’t even know what a good one is. Don’t worry, we’re gonna let you in on the secret. 

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Credit Wizard
October 6, 2021
All
Credit 101
5
 min read

How to Save Money When You Barely Have Any

From furniture to an emergency fund, we’ve all got a long list of things we need to save for. But...how are you supposed to save money when you barely have any?

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Credit Wizard
October 6, 2021
All
Finance 101
6
 min read

Gossip About Your Credit Score That Just Isn't True

Most of us didn’t get a class to cover credit or credit scores in school, leading to a lot of misinformation out there. That's why we busted 10 of the most common credit score myths!

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Credit Wizard
September 27, 2021
All
Credit 101
4
 min read

Tips For Financial Planning In Your 20's

Most twenty-somethings can relate to the idea of “figuring things out," so we rounded up our top financial tips for twenty-somethings who just don’t know where to start when it comes to a budget.

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Credit Wizard
September 8, 2021
All
Finance 101
5
 min read

What Credit Score Do You Need To Buy A Car?

It's no secret that most cars are expensive and that most car buyers in the US need a loan! The secret to a good loan? A good credit score!

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Credit Wizard
September 8, 2021
All
Credit 101
5
 min read

Breaking Down Credit Score Ranges

Everyone is talking about credit scores but no one is explaining what they are, or where to even find out what your credit score is, so we broke down some credit score basics for you!

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Credit Wizard
September 8, 2021
All
Credit 101
6
 min read

How Student Loans Affect Your Credit Score

If you went to college, you probably had to take out a student loan or two. Most college students don’t have much of a choice. What most college kids don't know, however, is how these loans affect your credit score!

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Credit Wizard
September 8, 2021
All
Credit 101
girl working on her budget
2
 min read

Budgeting 101

A budget is the first step towards meeting your big financial goals. Check our ultimate guide to budgeting to learn how to save and spend wisely.

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Credit Wizard
August 19, 2021
All
Finance 101
4
 min read

What Affects A Credit Score

Whether you’ve recently checked your credit score, or finally Googled what a credit score is, you may have questions about what makes up a credit score.

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Credit Wizard
August 19, 2021
All
Credit 101
woman holding a debit card
2
 min read

Debit Card Benefits You Didn't Know Existed

Your trusty debit card has some major benefits that you should take advantage of.

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Credit Wizard
July 23, 2021
All
Extra 101