10 Things All 20 Year Olds Should Know About Money
If you feel lost when it comes to money management, don’t worry, you’re not alone.
A Deep Dive Into Each Credit Score Range
While credit score ranges may be a completely new word in your vocabulary — don’t worry. We compiled the ultimate breakdown of each credit score range so you know exactly what your credit score means.
Where to Begin When Cleaning Up Your Credit Score
Maybe you didn’t make some of the best financial decisions when you first got your credit card or auto loan, causing your credit score to take a pretty big hit. We’ve rounded up a to-do list for cleaning up that credit score!
How to Dispute Your Credit Report
Your credit report is a breakdown of your financial history put together by the three credit bureaus (Equifax, Experian, and TransUnion). Sometimes, there are errors made that you'll want to dispute.
A Cheat Sheet To Decode Your Credit Report
Learn what’s in your credit report, how to get your credit report, and why being able to decode your credit report is the first step to building up your credit!
How Is Credit Card Interest Actually Calculated?
Your credit card interest rate is the ultimate enemy of your financial goals! Knowing how credit card interest works can empower you to take back control. Let’s break this down.
What to Expect from a Landlord Credit Check
Before a landlord agrees to rent an apartment to you, they want to make sure you’ll be able to pay your rent every month. The thought of this can be a bit overwhelming, but there are some things you can do to prepare for your prospective landlord’s credit check.
The Dangers of Credit Card Debt that Will Make You Stop Swiping
Credit card debt gets dangerous when it gets out of hand and it’s clear you’re living beyond your means with little to no plan of how to pay the credit card company back.
What’s the Minimum Credit Score for a Car Loan?
Upfront, we’re going to let you in on a secret, there actually isn’t a universal minimum credit score required for a car loan. But, your credit score can affect your loan terms and ability to get approved.
Everything You Need to Know About Buying a House
Congratulations! You’re getting ready to buy your own home — that’s kind of a big deal.
Can You Build Credit With a Debit Card?
It used to be that one of the only ways to build credit when you had literally no credit history was to get a secured credit card. Over here? None of that nonsense.
What Your Credit Card Balance Actually Means
Credit cards can be great ways to pay for everyday purchases and a useful tool in your financial toolkit because they help you build credit. But, they can also be dangerous if you carry a balance you can’t pay off.
How To Stop Asking Your Parents For Money
One of the first times you feel that you’re actually “adulting” is when you can finally stop asking your parents for money. Keep reading for everything you need to know to become financially independent.
Breaking Down a Good Credit Score
For better or worse, your credit score is important. Everyone wants to have a good one, but everyone doesn’t even know what a good one is. Don’t worry, we’re gonna let you in on the secret.
How to Save Money When You Barely Have Any
From furniture to an emergency fund, we’ve all got a long list of things we need to save for. But...how are you supposed to save money when you barely have any?
Gossip About Your Credit Score That Just Isn't True
Most of us didn’t get a class to cover credit or credit scores in school, leading to a lot of misinformation out there. That's why we busted 10 of the most common credit score myths!
Tips For Financial Planning In Your 20's
Most twenty-somethings can relate to the idea of “figuring things out," so we rounded up our top financial tips for twenty-somethings who just don’t know where to start when it comes to a budget.
What Credit Score Do You Need To Buy A Car?
It's no secret that most cars are expensive and that most car buyers in the US need a loan! The secret to a good loan? A good credit score!
Breaking Down Credit Score Ranges
Everyone is talking about credit scores but no one is explaining what they are, or where to even find out what your credit score is, so we broke down some credit score basics for you!
How Student Loans Affect Your Credit Score
If you went to college, you probably had to take out a student loan or two. Most college students don’t have much of a choice. What most college kids don't know, however, is how these loans affect your credit score!
A budget is the first step towards meeting your big financial goals. Check our ultimate guide to budgeting to learn how to save and spend wisely.
What Affects A Credit Score
Whether you’ve recently checked your credit score, or finally Googled what a credit score is, you may have questions about what makes up a credit score.