The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. Banking
services provided by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a
license from Mastercard International. This Card can be used everywhere Debit Mastercard is
accepted.
¹Extra reports on time and late payments, which may negatively impact your credit score.
Credit scores are independently determined by credit bureaus based on a number of factors,
including your other financial transactions. Extra reports to Experian® and Equifax®. The
Extra Debit Card and related services will not remove negative credit history from your
credit report. Rewards points only available with rewards plan. Please refer to our
Terms of Service and
Cardholder Agreement for additional
details.
²To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank
account linked to Extra’s services (“Partner Account”). If your Partner Account is
disconnected from Extra services for any reason, you will not be able to use your Extra
Debit Card. Within 30 days of the date of each transaction made using your Extra Debit Card,
Extra will initiate one or more ACH debits to deduct equivalent funds from your Partner
Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3
business days after initiation by Extra.
³Data based on a study of active Extra customers with good credit habits. Individual results
may vary. To learn more, please see the full study at
extra.app/study.
