© 2025 The Aligned Company
d./b./a. Extra
NMLS #2341556
Contact Us: [email protected]
1The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. The Extra Debit Card
is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard
International. Line of credit provided by Lead Bank. This Card can be used everywhere Debit Mastercard is
accepted. Extra is responsible for credit reporting and reports on time and late payments, which may impact a
credit bureau’s determination of your credit score. Credit scores are independently determined by credit bureaus
based on a number of factors, including your other financial transactions. Extra reports to Experian® and
Equifax®. The Extra Debit Card and related services will not remove negative credit history from your credit
report. Rewards points only available with rewards plan. Membership fees apply. Please refer to our Terms of Service and Cardholder Agreement for additional details.
2To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account
linked to Extra’s services (“Partner Account”). If your Partner Account is disconnected from Extra services for
any reason, you will not be able to use your Extra Debit Card. Within 30 days of the date of each transaction
made using your Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from
your Partner Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3 business
days after initiation by Extra.
3Data based on a study of active Extra customers with good credit habits. Individual results may
vary. To learn more, please see the full study at extra.app/study.
THIS IS A LOAN SOLICITATION ONLY. THE ALIGNED COMPANY IS NOT THE LENDER. INFORMATION RECEIVED WILL BE
SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL
VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.