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d./b./a. Extra

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The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a license from Mastercard International. Loans provided by Lead Bank. This Card can be used everywhere Debit Mastercard is accepted.

¹Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. The Extra Debit Card and related services will not remove negative credit history from your credit report. Rewards points only available with rewards plan. Membership fees apply. Please refer to our Terms of Service and Cardholder Agreement for additional details.

²To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services (“Partner Account”). If your Partner Account is disconnected from Extra services for any reason, you will not be able to use your Extra Debit Card. Within 30 days of the date of each transaction made using your Extra Debit Card, Extra will initiate one or more ACH debits to deduct equivalent funds from your Partner Account. These ACH debits typically deduct funds from your Partner Account within 2 to 3 business days after initiation by Extra.

³Data based on a study of active Extra customers with good credit habits. Individual results may vary. To learn more, please see the full study at extra.app/study.