Your future deserves some credit


We’ve teamed up with Gridwise, so you can build your credit with a debit card—starting now.¹


Extra debit card

Build credit with debit


Your debit card should be working as hard as you. Redeem reward points for cool products in the Extra Rewards Store. Plus, enjoy more perks as an Extra member:

  • Keep your current bank²
  • Earn reward points¹
  • No credit check, no hidden fees, and no interest rates, ever¹

Good things come to those who are Extra

Members increased their credit score by an average of 48 points by regularly swiping with Extra and practicing good credit habits.3

Pull up. Swipe up. Glow up.

Most Extra cardholders are able to open 1-4 new credit cards in their first year of membership.3

Future you will be living the dream

Extra members were 2x more likely to open an auto loan and 3x more likely to open a mortgage than non-Extra members.3

Credit confidence, thanks to a debit card.

Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy credit behaviors alone.3

Our Plans

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase