Build credit with debit

We’ve teamed up with Sable, so you can continue building credit—this time with the Extra Debit Card.1 No deposit required.

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4.6K Ratings
Extra debit card

What Members Are Saying...

lynnsied – 2021-07-17
Amazing!

"“My credit was really low and Even by paying off some of the debt my credit score wasn’t budging. I couldn’t get a credit card and I don’t have the money to put down right away for a secured card. I c...

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Source: Apple App Store
Donald04-12 – 2021-07-16
A Very Easy Way to Build Credit.

"“I’ve been using Extra for a month now.... I truly love it. It’s true the purchases made on your Extra card do reflect on your credit history. After using Extra my credit increased 30 point. I definit...

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Source: Apple App Store
Amethyst King – 2021-07-16
Great

"“This is amazing. Definitely worth it. Credit went up 70 points this past month. I referred a friend today who is ready to build her credit. I highly recommend people who trying to build credit to get...

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Source: Apple App Store
Panther Predator – 2021-07-16
Definitely helped my credit

"“I was skeptical at first and I did a lot of research and read a lot of reviews. Obviously you can’t make everyone happy. But I have had it for about 5 weeks. My spending power went up very quickly. I...

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Source: Apple App Store
doggieguy64 –
Credit Increase!

"“I’m a young student, and I was researching ways to increase my credit, when I found Extra. I signed up, used it as a debit card, and BAM! A 24 point increase from 620 to 644! If you are just getting ...

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Source: Apple App Store

Get 25,000 points just for signing up1

An exclusive reward just for Sable cardholders. Redeem this offer for cool products in the Extra Rewards Store. Plus, enjoy more perks as an Extra member:

  • Use your bank2
  • Earn reward points1
  • No credit check, no hidden fees, and no interest rates, ever.
Hand holding phone with Extra app

Good things come to those who are Extra

Members increased their credit score by an average of 48 points by regularly swiping with Extra and practicing good credit habits.3

Pull up. Swipe up. Glow up.

Most Extra cardholders are able to open 1-4 new credit cards in their first year of membership.3

Future you will be living the dream

Extra members were 2x more likely to open an auto loan and 3x more likely to open a mortgage than non-Extra members.3

Credit confidence thanks to a debit card.

Extra members who use the product as recommended were more likely to achieve and maintain good credit scores than consumers who demonstrated healthy credit behaviors alone.3

Our Plans

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Total cost

    $20/mo

    $25/mo

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Total cost

    $20/mo

    $25/mo

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Total cost

    $149 $240

    a year

    $199 $300

    a year

    Credit Building

    Credit Building + Rewards

    Debit that builds credit

    Extra spend tracking app

    Best-looking debit card ever

    Earn reward points for every purchase

    Total cost

    $149 $240

    a year

    $199 $300

    a year